Call reports 2014
FIRST BANK, NATIONAL ASSOCIATION — 2014
What FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 355,283,000 | 354,587,000 | 367,923,000 | 371,810,000 |
| Total loans | 245,830,000 | 256,636,000 | 260,665,000 | 262,956,000 |
| Allowance for loan losses | 3,244,000 | 3,402,000 | 3,479,000 | 3,442,000 |
| Securities available for sale | 38,518,000 | 41,610,000 | 43,388,000 | 49,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,137,000 | 326,953,000 | 338,890,000 | 342,371,000 |
| Interest-bearing deposits | 196,751,000 | 191,800,000 | 196,148,000 | 203,119,000 |
| Noninterest-bearing deposits | 126,386,000 | 135,153,000 | 142,742,000 | 139,252,000 |
| Equity capital | 27,946,000 | 26,559,000 | 27,397,000 | 28,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,009,000 | 8,071,000 | 12,254,000 | 16,479,000 |
| Interest expense | 147,000 | 283,000 | 411,000 | 539,000 |
| Net interest income | 3,862,000 | 7,788,000 | 11,843,000 | 15,940,000 |
| Noninterest income | 812,000 | 1,662,000 | 2,600,000 | 3,448,000 |
| Noninterest expense | 3,163,000 | 6,429,000 | 9,713,000 | 12,986,000 |
| Provision for loan losses | 173,000 | 319,000 | 444,000 | 462,000 |
| Pretax income | 1,338,000 | 2,702,000 | 4,286,000 | 5,940,000 |
| Income tax | 385,000 | 728,000 | 1,336,000 | 1,986,000 |
| Net income | 953,000 | 1,974,000 | 2,950,000 | 3,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,554,000 | 26,212,000 | 27,073,000 | 27,971,000 |
| Total capital | 30,575,000 | 29,350,000 | 30,233,000 | 31,175,000 |
| Risk-weighted assets | 241,407,000 | 250,797,000 | 252,471,000 | 256,086,000 |