Call reports 2013
FIRST BANK, NATIONAL ASSOCIATION — 2013
What FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 327,831,000 | 336,226,000 | 340,390,000 | 348,930,000 |
| Total loans | 233,871,000 | 246,613,000 | 249,841,000 | 253,988,000 |
| Allowance for loan losses | 2,956,000 | 3,107,000 | 3,221,000 | 3,137,000 |
| Securities available for sale | 37,473,000 | 36,609,000 | 37,147,000 | 37,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,643,000 | 305,283,000 | 309,970,000 | 317,885,000 |
| Interest-bearing deposits | 181,736,000 | 186,423,000 | 185,203,000 | 195,573,000 |
| Noninterest-bearing deposits | 115,907,000 | 118,860,000 | 124,767,000 | 122,312,000 |
| Equity capital | 29,347,000 | 29,743,000 | 29,029,000 | 30,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,729,000 | 7,719,000 | 11,780,000 | 15,889,000 |
| Interest expense | 179,000 | 360,000 | 536,000 | 705,000 |
| Net interest income | 3,550,000 | 7,359,000 | 11,244,000 | 15,184,000 |
| Noninterest income | 845,000 | 1,713,000 | 2,561,000 | 3,428,000 |
| Noninterest expense | 3,010,000 | 6,074,000 | 9,119,000 | 12,220,000 |
| Provision for loan losses | 247,000 | 507,000 | 685,000 | 760,000 |
| Pretax income | 1,138,000 | 2,491,000 | 4,001,000 | 5,632,000 |
| Income tax | 0 | 0 | -706,000 | -197,000 |
| Net income | 1,138,000 | 2,491,000 | 4,707,000 | 5,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,676,000 | 29,301,000 | 28,684,000 | 29,705,000 |
| Total capital | 31,436,000 | 32,239,000 | 31,699,000 | 32,712,000 |
| Risk-weighted assets | 220,614,000 | 234,832,000 | 242,119,000 | 246,806,000 |