Call reports 2008
FIRST BANK, NATIONAL ASSOCIATION — 2008
What FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 237,163,000 | 225,530,000 | 228,101,000 | 236,593,000 |
| Total loans | 190,784,000 | 190,936,000 | 187,400,000 | 197,149,000 |
| Allowance for loan losses | 2,162,000 | 2,276,000 | 2,312,000 | 2,350,000 |
| Securities available for sale | 10,670,000 | 9,058,000 | 7,772,000 | 12,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,880,000 | 200,810,000 | 204,133,000 | 213,474,000 |
| Interest-bearing deposits | 143,406,000 | 133,756,000 | 134,734,000 | 139,722,000 |
| Noninterest-bearing deposits | 70,474,000 | 67,054,000 | 69,399,000 | 73,752,000 |
| Equity capital | 21,562,000 | 21,927,000 | 22,435,000 | 21,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,121,000 | 8,072,000 | 11,906,000 | 15,670,000 |
| Interest expense | 1,068,000 | 1,925,000 | 2,720,000 | 3,510,000 |
| Net interest income | 3,053,000 | 6,147,000 | 9,186,000 | 12,160,000 |
| Noninterest income | 880,000 | 1,817,000 | 2,674,000 | 3,476,000 |
| Noninterest expense | 2,664,000 | 5,292,000 | 7,904,000 | 10,584,000 |
| Provision for loan losses | 172,000 | 345,000 | 540,000 | 724,000 |
| Pretax income | 1,206,000 | 2,436,000 | 3,525,000 | 4,437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,206,000 | 2,436,000 | 3,525,000 | 4,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,506,000 | 22,041,000 | 22,435,000 | 21,785,000 |
| Total capital | 23,668,000 | 24,317,000 | 24,738,000 | 24,135,000 |
| Risk-weighted assets | 193,911,000 | 189,298,000 | 184,205,000 | 193,060,000 |