Call reports 2007
FIRST BANK, NATIONAL ASSOCIATION — 2007
What FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 217,600,000 | 218,716,000 | 231,796,000 | 237,829,000 |
| Total loans | 171,124,000 | 176,688,000 | 181,883,000 | 186,037,000 |
| Allowance for loan losses | 2,097,000 | 2,133,000 | 2,144,000 | 2,139,000 |
| Securities available for sale | 17,638,000 | 17,198,000 | 18,472,000 | 17,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,936,000 | 196,372,000 | 209,158,000 | 215,642,000 |
| Interest-bearing deposits | 122,511,000 | 122,901,000 | 136,354,000 | 147,103,000 |
| Noninterest-bearing deposits | 73,425,000 | 73,471,000 | 72,804,000 | 68,539,000 |
| Equity capital | 20,530,000 | 21,075,000 | 21,177,000 | 21,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,957,000 | 7,967,000 | 12,112,000 | 16,479,000 |
| Interest expense | 956,000 | 1,925,000 | 3,005,000 | 4,203,000 |
| Net interest income | 3,001,000 | 6,042,000 | 9,107,000 | 12,276,000 |
| Noninterest income | 931,000 | 1,875,000 | 2,897,000 | 3,814,000 |
| Noninterest expense | 2,568,000 | 5,123,000 | 7,738,000 | 10,352,000 |
| Provision for loan losses | 171,000 | 338,000 | 489,000 | 648,000 |
| Pretax income | 1,193,000 | 2,456,000 | 3,777,000 | 5,090,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,193,000 | 2,456,000 | 3,777,000 | 5,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,700,000 | 21,270,000 | 21,236,000 | 20,951,000 |
| Total capital | 22,797,000 | 23,403,000 | 23,380,000 | 23,090,000 |
| Risk-weighted assets | 176,083,000 | 182,058,000 | 183,835,000 | 188,651,000 |