Call reports 2006
FIRST BANK, NATIONAL ASSOCIATION — 2006
What FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 212,615,000 | 218,203,000 | 223,411,000 | 250,100,000 |
| Total loans | 163,028,000 | 168,017,000 | 169,308,000 | 173,952,000 |
| Allowance for loan losses | 2,141,000 | 1,931,000 | 1,977,000 | 2,029,000 |
| Securities available for sale | 25,280,000 | 21,957,000 | 22,538,000 | 51,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,228,000 | 197,001,000 | 201,423,000 | 229,060,000 |
| Interest-bearing deposits | 122,289,000 | 128,153,000 | 129,663,000 | 153,647,000 |
| Noninterest-bearing deposits | 69,939,000 | 68,848,000 | 71,760,000 | 75,413,000 |
| Equity capital | 19,468,000 | 19,931,000 | 20,637,000 | 19,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,501,000 | 7,188,000 | 11,107,000 | 15,151,000 |
| Interest expense | 826,000 | 1,690,000 | 2,635,000 | 3,621,000 |
| Net interest income | 2,675,000 | 5,498,000 | 8,472,000 | 11,530,000 |
| Noninterest income | 869,000 | 1,790,000 | 2,783,000 | 3,719,000 |
| Noninterest expense | 2,473,000 | 4,895,000 | 7,397,000 | 9,903,000 |
| Provision for loan losses | 156,000 | 328,000 | 511,000 | 718,000 |
| Pretax income | 915,000 | 2,065,000 | 3,347,000 | 4,628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 915,000 | 2,065,000 | 3,347,000 | 4,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,768,000 | 20,339,000 | 20,919,000 | 20,156,000 |
| Total capital | 21,909,000 | 22,270,000 | 22,896,000 | 22,185,000 |
| Risk-weighted assets | 172,225,000 | 176,912,000 | 178,542,000 | 182,332,000 |