Call reports 2005
FIRST BANK, NATIONAL ASSOCIATION — 2005
What FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 217,609,000 | 215,769,000 | 212,280,000 | 207,346,000 |
| Total loans | 153,076,000 | 157,174,000 | 160,702,000 | 161,398,000 |
| Allowance for loan losses | 2,104,000 | 1,996,000 | 2,026,000 | 2,090,000 |
| Securities available for sale | 43,234,000 | 40,949,000 | 32,073,000 | 28,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,647,000 | 193,321,000 | 181,578,000 | 182,475,000 |
| Interest-bearing deposits | 137,919,000 | 129,270,000 | 116,882,000 | 114,404,000 |
| Noninterest-bearing deposits | 59,728,000 | 64,051,000 | 64,696,000 | 68,071,000 |
| Equity capital | 19,222,000 | 19,535,000 | 20,206,000 | 19,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,126,000 | 6,382,000 | 10,029,000 | 13,495,000 |
| Interest expense | 689,000 | 1,395,000 | 2,107,000 | 2,857,000 |
| Net interest income | 2,437,000 | 4,987,000 | 7,922,000 | 10,638,000 |
| Noninterest income | 950,000 | 1,806,000 | 2,678,000 | 3,547,000 |
| Noninterest expense | 2,461,000 | 4,917,000 | 7,349,000 | 9,840,000 |
| Provision for loan losses | 111,000 | 250,000 | 417,000 | 569,000 |
| Pretax income | 805,000 | 1,626,000 | 2,834,000 | 3,776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 805,000 | 1,626,000 | 2,834,000 | 3,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,445,000 | 19,783,000 | 20,482,000 | 19,348,000 |
| Total capital | 21,494,000 | 21,779,000 | 22,508,000 | 21,434,000 |
| Risk-weighted assets | 163,858,000 | 167,070,000 | 170,078,000 | 166,858,000 |