Call reports 2004
FIRST BANK, NATIONAL ASSOCIATION — 2004
What FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 194,093,000 | 202,138,000 | 195,146,000 | 214,450,000 |
| Total loans | 150,825,000 | 150,329,000 | 149,752,000 | 149,655,000 |
| Allowance for loan losses | 2,117,000 | 2,121,000 | 2,126,000 | 2,073,000 |
| Securities available for sale | 24,619,000 | 23,602,000 | 21,923,000 | 29,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,100,000 | 183,198,000 | 175,424,000 | 194,594,000 |
| Interest-bearing deposits | 126,000,000 | 128,598,000 | 120,651,000 | 137,697,000 |
| Noninterest-bearing deposits | 47,100,000 | 54,600,000 | 54,773,000 | 56,897,000 |
| Equity capital | 18,249,000 | 18,219,000 | 18,895,000 | 19,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,592,000 | 8,535,000 | 11,543,000 |
| Interest expense | 498,000 | 1,008,000 | 1,501,000 | 2,058,000 |
| Net interest income | 2,306,000 | 4,584,000 | 7,034,000 | 9,485,000 |
| Noninterest income | 948,000 | 1,934,000 | 2,927,000 | 3,902,000 |
| Noninterest expense | 2,244,000 | 4,528,000 | 6,813,000 | 9,239,000 |
| Provision for loan losses | 144,000 | 267,000 | 398,000 | 539,000 |
| Pretax income | 866,000 | 1,723,000 | 2,750,000 | 3,609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 866,000 | 1,723,000 | 2,750,000 | 3,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,918,000 | 18,292,000 | 18,774,000 | 19,106,000 |
| Total capital | 19,880,000 | 20,281,000 | 20,752,000 | 21,134,000 |
| Risk-weighted assets | 156,819,000 | 158,988,000 | 158,107,000 | 162,180,000 |