Call reports 2003
FIRST BANK, NATIONAL ASSOCIATION — 2003
What FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 172,369,000 | 174,323,000 | 187,561,000 | 188,014,000 |
| Total loans | 136,767,000 | 131,051,000 | 136,070,000 | 144,971,000 |
| Allowance for loan losses | 1,838,000 | 1,931,000 | 2,005,000 | 1,972,000 |
| Securities available for sale | 11,252,000 | 13,553,000 | 20,358,000 | 26,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,834,000 | 156,342,000 | 169,304,000 | 162,060,000 |
| Interest-bearing deposits | 113,413,000 | 114,054,000 | 115,734,000 | 112,884,000 |
| Noninterest-bearing deposits | 41,421,000 | 42,288,000 | 53,570,000 | 49,176,000 |
| Equity capital | 16,752,000 | 17,041,000 | 17,370,000 | 17,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,787,000 | 5,524,000 | 8,234,000 | 11,054,000 |
| Interest expense | 571,000 | 1,133,000 | 1,661,000 | 2,128,000 |
| Net interest income | 2,216,000 | 4,391,000 | 6,573,000 | 8,926,000 |
| Noninterest income | 887,000 | 1,766,000 | 2,701,000 | 3,611,000 |
| Noninterest expense | 2,169,000 | 4,328,000 | 6,450,000 | 8,594,000 |
| Provision for loan losses | 145,000 | 262,000 | 372,000 | 497,000 |
| Pretax income | 789,000 | 1,571,000 | 2,456,000 | 3,450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 789,000 | 1,571,000 | 2,456,000 | 3,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,318,000 | 16,625,000 | 17,042,000 | 17,508,000 |
| Total capital | 18,087,000 | 18,338,000 | 18,858,000 | 19,400,000 |
| Risk-weighted assets | 141,426,000 | 136,845,000 | 145,082,000 | 151,259,000 |