Call reports 2001
UTE STATE BANK — 2001
What UTE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 19,907,000 | 19,742,000 | 18,724,000 |
| Total loans | 8,496,000 | 8,963,000 | 9,045,000 |
| Allowance for loan losses | 120,000 | 123,000 | 126,000 |
| Securities available for sale | 4,264,000 | 5,331,000 | 5,161,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 16,282,000 | 16,066,000 | 15,050,000 |
| Interest-bearing deposits | 14,806,000 | 14,591,000 | 13,692,000 |
| Noninterest-bearing deposits | 1,476,000 | 1,475,000 | 1,358,000 |
| Equity capital | 3,285,000 | 3,328,000 | 3,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 349,000 | 681,000 | 984,000 |
| Interest expense | 169,000 | 324,000 | 464,000 |
| Net interest income | 180,000 | 357,000 | 520,000 |
| Noninterest income | 30,000 | 53,000 | 75,000 |
| Noninterest expense | 195,000 | 294,000 | 442,000 |
| Provision for loan losses | 0 | 3,000 | 5,000 |
| Pretax income | 15,000 | 113,000 | 148,000 |
| Income tax | 11,000 | 51,000 | 66,000 |
| Net income | 4,000 | 62,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 1,981,000 | 2,075,000 | 2,144,000 |
| Total capital | 2,101,000 | 2,198,000 | 2,270,000 |
| Risk-weighted assets | 10,700,000 | 11,327,000 | 11,358,000 |