Call reports 2025
BANK OF IBERIA — 2025
What BANK OF IBERIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 69,438,000 | 70,118,000 | 70,368,000 | 70,425,000 |
| Total loans | 41,076,000 | 42,129,000 | 42,435,000 | 42,184,000 |
| Allowance for loan losses | 565,000 | 517,000 | 514,000 | 506,000 |
| Securities available for sale | 16,276,000 | 15,768,000 | 15,814,000 | 15,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,713,000 | 63,158,000 | 63,059,000 | 63,205,000 |
| Interest-bearing deposits | 48,204,000 | 49,180,000 | 48,888,000 | 48,309,000 |
| Noninterest-bearing deposits | 14,509,000 | 13,978,000 | 14,171,000 | 14,896,000 |
| Equity capital | 5,697,000 | 5,908,000 | 6,163,000 | 6,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,925,000 | 2,930,000 | 3,941,000 |
| Interest expense | 170,000 | 334,000 | 510,000 | 679,000 |
| Net interest income | 756,000 | 1,591,000 | 2,420,000 | 3,262,000 |
| Noninterest income | 94,000 | 214,000 | 315,000 | 411,000 |
| Noninterest expense | 664,000 | 1,383,000 | 2,109,000 | 2,931,000 |
| Provision for loan losses | 0 | 32,000 | 32,000 | 32,000 |
| Pretax income | 186,000 | 390,000 | 594,000 | 710,000 |
| Income tax | 42,000 | 92,000 | 128,000 | 149,000 |
| Net income | 144,000 | 298,000 | 466,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,154,000 | 6,272,000 | 6,405,000 | 6,462,000 |
| Total capital | 6,670,000 | 6,792,000 | 6,920,000 | 6,971,000 |
| Risk-weighted assets | 41,281,000 | 41,688,000 | 41,228,000 | 41,265,000 |