Call reports 2024
BANK OF IBERIA — 2024
What BANK OF IBERIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 66,700,000 | 67,766,000 | 66,876,000 | 67,133,000 |
| Total loans | 38,218,000 | 40,445,000 | 41,421,000 | 40,893,000 |
| Allowance for loan losses | 570,000 | 567,000 | 566,000 | 566,000 |
| Securities available for sale | 14,369,000 | 14,484,000 | 15,506,000 | 16,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,602,000 | 61,559,000 | 60,284,000 | 60,726,000 |
| Interest-bearing deposits | 47,311,000 | 47,849,000 | 46,751,000 | 47,295,000 |
| Noninterest-bearing deposits | 13,291,000 | 13,710,000 | 13,533,000 | 13,431,000 |
| Equity capital | 5,037,000 | 5,167,000 | 5,555,000 | 5,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,694,000 | 2,597,000 | 3,533,000 |
| Interest expense | 154,000 | 307,000 | 462,000 | 633,000 |
| Net interest income | 664,000 | 1,387,000 | 2,135,000 | 2,900,000 |
| Noninterest income | 96,000 | 216,000 | 326,000 | 421,000 |
| Noninterest expense | 640,000 | 1,304,000 | 1,976,000 | 2,739,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 | 55,000 |
| Pretax income | 65,000 | 244,000 | 430,000 | 527,000 |
| Income tax | 12,000 | 54,000 | 97,000 | 116,000 |
| Net income | 53,000 | 190,000 | 333,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,792,000 | 5,900,000 | 6,006,000 | 6,047,000 |
| Total capital | 6,284,000 | 6,415,000 | 6,528,000 | 6,562,000 |
| Risk-weighted assets | 39,277,000 | 41,145,000 | 41,775,000 | 41,189,000 |