Call reports 2023
BANK OF IBERIA — 2023
What BANK OF IBERIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 63,446,000 | 65,097,000 | 65,773,000 | 66,327,000 |
| Total loans | 37,649,000 | 38,743,000 | 38,536,000 | 37,836,000 |
| Allowance for loan losses | 538,000 | 490,000 | 473,000 | 500,000 |
| Securities available for sale | 15,180,000 | 14,730,000 | 14,248,000 | 14,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,595,000 | 59,359,000 | 59,998,000 | 60,292,000 |
| Interest-bearing deposits | 45,997,000 | 46,162,000 | 47,733,000 | 47,253,000 |
| Noninterest-bearing deposits | 11,598,000 | 13,197,000 | 12,265,000 | 13,039,000 |
| Equity capital | 4,698,000 | 4,706,000 | 4,647,000 | 5,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,493,000 | 2,284,000 | 3,092,000 |
| Interest expense | 59,000 | 144,000 | 261,000 | 408,000 |
| Net interest income | 680,000 | 1,349,000 | 2,023,000 | 2,684,000 |
| Noninterest income | 96,000 | 203,000 | 325,000 | 425,000 |
| Noninterest expense | 607,000 | 1,226,000 | 1,872,000 | 2,592,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 303,000 | 453,000 | 494,000 |
| Income tax | 33,000 | 69,000 | 104,000 | 108,000 |
| Net income | 113,000 | 234,000 | 349,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,611,000 | 5,695,000 | 5,775,000 | 5,775,000 |
| Total capital | 6,096,000 | 6,193,000 | 6,276,000 | 6,270,000 |
| Risk-weighted assets | 38,755,000 | 39,845,000 | 40,093,000 | 39,606,000 |