Call reports 2022
BANK OF IBERIA — 2022
What BANK OF IBERIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 64,773,000 | 64,723,000 | 66,722,000 | 64,713,000 |
| Total loans | 31,838,000 | 32,968,000 | 33,887,000 | 35,667,000 |
| Allowance for loan losses | 555,000 | 540,000 | 527,000 | 520,000 |
| Securities available for sale | 16,021,000 | 16,574,000 | 16,253,000 | 16,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,245,000 | 59,355,000 | 61,638,000 | 59,466,000 |
| Interest-bearing deposits | 47,675,000 | 47,812,000 | 48,740,000 | 47,204,000 |
| Noninterest-bearing deposits | 11,570,000 | 11,543,000 | 12,898,000 | 12,262,000 |
| Equity capital | 4,669,000 | 4,466,000 | 4,124,000 | 4,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,185,000 | 1,835,000 | 2,518,000 |
| Interest expense | 44,000 | 88,000 | 131,000 | 171,000 |
| Net interest income | 545,000 | 1,097,000 | 1,704,000 | 2,347,000 |
| Noninterest income | 97,000 | 202,000 | 312,000 | 415,000 |
| Noninterest expense | 602,000 | 1,212,000 | 1,833,000 | 2,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 87,000 | 183,000 | 266,000 |
| Income tax | 3,000 | 8,000 | 26,000 | 40,000 |
| Net income | 37,000 | 79,000 | 157,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,403,000 | 5,446,000 | 5,495,000 | 5,534,000 |
| Total capital | 5,846,000 | 5,899,000 | 5,958,000 | 6,013,000 |
| Risk-weighted assets | 35,395,000 | 36,174,000 | 36,994,000 | 38,328,000 |