Call reports 2021
BANK OF IBERIA — 2021
What BANK OF IBERIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 65,211,000 | 65,026,000 | 64,583,000 | 64,721,000 |
| Total loans | 32,452,000 | 31,604,000 | 30,269,000 | 31,091,000 |
| Allowance for loan losses | 540,000 | 538,000 | 538,000 | 539,000 |
| Securities available for sale | 13,556,000 | 15,291,000 | 14,466,000 | 15,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,080,000 | 58,774,000 | 58,289,000 | 58,611,000 |
| Interest-bearing deposits | 47,979,000 | 48,414,000 | 47,571,000 | 46,955,000 |
| Noninterest-bearing deposits | 11,101,000 | 10,360,000 | 10,718,000 | 11,656,000 |
| Equity capital | 5,321,000 | 5,376,000 | 5,389,000 | 5,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,140,000 | 1,764,000 | 2,342,000 |
| Interest expense | 65,000 | 126,000 | 177,000 | 230,000 |
| Net interest income | 501,000 | 1,014,000 | 1,587,000 | 2,112,000 |
| Noninterest income | 249,000 | 419,000 | 519,000 | 613,000 |
| Noninterest expense | 614,000 | 1,215,000 | 1,826,000 | 2,444,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 220,000 | 299,000 | 300,000 |
| Income tax | 32,000 | 48,000 | 64,000 | 58,000 |
| Net income | 106,000 | 172,000 | 235,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,350,000 | 5,387,000 | 5,420,000 | 5,395,000 |
| Total capital | 5,772,000 | 5,807,000 | 5,831,000 | 5,821,000 |
| Risk-weighted assets | 33,688,000 | 33,534,000 | 32,769,000 | 34,004,000 |