Call reports 2020
BANK OF IBERIA — 2020
What BANK OF IBERIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,667,000 | 59,228,000 | 60,209,000 | 61,343,000 |
| Total loans | 31,968,000 | 31,744,000 | 32,383,000 | 31,471,000 |
| Allowance for loan losses | 619,000 | 520,000 | 487,000 | 485,000 |
| Securities available for sale | 9,077,000 | 9,803,000 | 8,157,000 | 12,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,606,000 | 53,048,000 | 54,022,000 | 55,287,000 |
| Interest-bearing deposits | 42,171,000 | 44,026,000 | 44,836,000 | 45,864,000 |
| Noninterest-bearing deposits | 7,435,000 | 9,022,000 | 9,186,000 | 9,423,000 |
| Equity capital | 5,323,000 | 5,393,000 | 5,375,000 | 5,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,234,000 | 1,858,000 | 2,446,000 |
| Interest expense | 76,000 | 147,000 | 216,000 | 290,000 |
| Net interest income | 553,000 | 1,087,000 | 1,642,000 | 2,156,000 |
| Noninterest income | 177,000 | 316,000 | 403,000 | 477,000 |
| Noninterest expense | 640,000 | 1,225,000 | 1,824,000 | 2,443,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 197,000 | 305,000 | 284,000 |
| Income tax | 9,000 | 29,000 | 55,000 | 46,000 |
| Net income | 100,000 | 168,000 | 250,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,207,000 | 5,239,000 | 5,285,000 | 5,244,000 |
| Total capital | 5,598,000 | 5,628,000 | 5,682,000 | 5,645,000 |
| Risk-weighted assets | 31,095,000 | 31,048,000 | 31,681,000 | 32,070,000 |