Call reports 2019
BANK OF IBERIA — 2019
What BANK OF IBERIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 56,273,000 | 55,802,000 | 55,641,000 | 55,632,000 |
| Total loans | 33,080,000 | 32,363,000 | 32,631,000 | 32,845,000 |
| Allowance for loan losses | 660,000 | 663,000 | 652,000 | 615,000 |
| Securities available for sale | 10,262,000 | 10,769,000 | 10,679,000 | 10,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,597,000 | 49,991,000 | 49,681,000 | 49,765,000 |
| Interest-bearing deposits | 43,372,000 | 42,607,000 | 42,236,000 | 42,715,000 |
| Noninterest-bearing deposits | 7,225,000 | 7,384,000 | 7,445,000 | 7,050,000 |
| Equity capital | 4,999,000 | 5,111,000 | 5,172,000 | 5,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,280,000 | 1,932,000 | 2,576,000 |
| Interest expense | 78,000 | 159,000 | 237,000 | 322,000 |
| Net interest income | 557,000 | 1,121,000 | 1,695,000 | 2,254,000 |
| Noninterest income | 77,000 | 159,000 | 240,000 | 320,000 |
| Noninterest expense | 541,000 | 1,097,000 | 1,673,000 | 2,293,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 183,000 | 262,000 | 281,000 |
| Income tax | 22,000 | 42,000 | 59,000 | 59,000 |
| Net income | 71,000 | 141,000 | 203,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,079,000 | 5,121,000 | 5,153,000 | 5,143,000 |
| Total capital | 5,473,000 | 5,521,000 | 5,550,000 | 5,547,000 |
| Risk-weighted assets | 31,277,000 | 31,786,000 | 31,541,000 | 32,112,000 |