Call reports 2018
BANK OF IBERIA — 2018
What BANK OF IBERIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 57,792,000 | 56,757,000 | 56,346,000 | 55,786,000 |
| Total loans | 35,375,000 | 35,216,000 | 35,028,000 | 34,074,000 |
| Allowance for loan losses | 808,000 | 681,000 | 683,000 | 666,000 |
| Securities available for sale | 10,039,000 | 10,402,000 | 10,402,000 | 10,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,363,000 | 51,359,000 | 50,898,000 | 50,208,000 |
| Interest-bearing deposits | 45,579,000 | 44,779,000 | 43,437,000 | 43,190,000 |
| Noninterest-bearing deposits | 6,784,000 | 6,580,000 | 7,461,000 | 7,018,000 |
| Equity capital | 4,731,000 | 4,739,000 | 4,774,000 | 4,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,309,000 | 1,970,000 | 2,631,000 |
| Interest expense | 68,000 | 138,000 | 207,000 | 286,000 |
| Net interest income | 579,000 | 1,171,000 | 1,763,000 | 2,345,000 |
| Noninterest income | 82,000 | 161,000 | 251,000 | 327,000 |
| Noninterest expense | 584,000 | 1,175,000 | 1,799,000 | 2,402,000 |
| Provision for loan losses | 85,000 | 144,000 | 144,000 | 144,000 |
| Pretax income | -8,000 | 13,000 | 71,000 | 126,000 |
| Income tax | -6,000 | -4,000 | 6,000 | 17,000 |
| Net income | -2,000 | 17,000 | 65,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,897,000 | 4,917,000 | 4,965,000 | 5,008,000 |
| Total capital | 5,319,000 | 5,330,000 | 5,382,000 | 5,414,000 |
| Risk-weighted assets | 33,390,000 | 32,810,000 | 33,166,000 | 32,298,000 |