Call reports 2017
BANK OF IBERIA — 2017
What BANK OF IBERIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,108,000 | 58,788,000 | 58,067,000 | 57,887,000 |
| Total loans | 37,043,000 | 35,689,000 | 35,484,000 | 35,393,000 |
| Allowance for loan losses | 706,000 | 708,000 | 735,000 | 738,000 |
| Securities available for sale | 10,439,000 | 10,889,000 | 10,596,000 | 10,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,619,000 | 53,221,000 | 52,433,000 | 52,411,000 |
| Interest-bearing deposits | 47,233,000 | 47,117,000 | 46,155,000 | 46,065,000 |
| Noninterest-bearing deposits | 6,386,000 | 6,104,000 | 6,278,000 | 6,346,000 |
| Equity capital | 4,859,000 | 4,908,000 | 4,905,000 | 4,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,325,000 | 1,984,000 | 2,649,000 |
| Interest expense | 72,000 | 143,000 | 209,000 | 280,000 |
| Net interest income | 589,000 | 1,182,000 | 1,775,000 | 2,369,000 |
| Noninterest income | 73,000 | 133,000 | 219,000 | 299,000 |
| Noninterest expense | 524,000 | 1,101,000 | 1,709,000 | 2,343,000 |
| Provision for loan losses | 84,000 | 86,000 | 124,000 | 124,000 |
| Pretax income | 54,000 | 128,000 | 161,000 | 201,000 |
| Income tax | 14,000 | 35,000 | 40,000 | 123,000 |
| Net income | 40,000 | 93,000 | 121,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,928,000 | 4,952,000 | 4,951,000 | 4,900,000 |
| Total capital | 5,362,000 | 5,371,000 | 5,373,000 | 5,325,000 |
| Risk-weighted assets | 34,507,000 | 33,251,000 | 33,519,000 | 33,710,000 |