Call reports 2016
BANK OF IBERIA — 2016
What BANK OF IBERIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 59,302,000 | 58,710,000 | 59,210,000 | 59,468,000 |
| Total loans | 39,089,000 | 38,395,000 | 37,253,000 | 37,087,000 |
| Allowance for loan losses | 613,000 | 616,000 | 616,000 | 619,000 |
| Securities available for sale | 9,477,000 | 8,477,000 | 10,453,000 | 9,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,010,000 | 53,218,000 | 53,646,000 | 54,031,000 |
| Interest-bearing deposits | 48,191,000 | 47,169,000 | 47,457,000 | 48,124,000 |
| Noninterest-bearing deposits | 5,819,000 | 6,049,000 | 6,189,000 | 5,907,000 |
| Equity capital | 4,686,000 | 4,821,000 | 4,867,000 | 4,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,414,000 | 2,112,000 | 2,789,000 |
| Interest expense | 95,000 | 182,000 | 264,000 | 347,000 |
| Net interest income | 613,000 | 1,232,000 | 1,848,000 | 2,442,000 |
| Noninterest income | 55,000 | 138,000 | 206,000 | 283,000 |
| Noninterest expense | 567,000 | 1,139,000 | 1,757,000 | 2,388,000 |
| Provision for loan losses | 209,000 | 209,000 | 209,000 | 209,000 |
| Pretax income | -108,000 | 22,000 | 107,000 | 148,000 |
| Income tax | -26,000 | -2,000 | 17,000 | 24,000 |
| Net income | -82,000 | 24,000 | 90,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,681,000 | 4,788,000 | 4,854,000 | 4,888,000 |
| Total capital | 5,139,000 | 5,237,000 | 5,293,000 | 5,325,000 |
| Risk-weighted assets | 36,489,000 | 35,818,000 | 34,980,000 | 34,786,000 |