Call reports 2015
BANK OF IBERIA — 2015
What BANK OF IBERIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,341,000 | 57,400,000 | 56,426,000 | 57,337,000 |
| Total loans | 43,108,000 | 41,128,000 | 40,915,000 | 40,033,000 |
| Allowance for loan losses | 550,000 | 502,000 | 504,000 | 491,000 |
| Securities available for sale | 4,635,000 | 5,048,000 | 5,078,000 | 5,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,971,000 | 52,126,000 | 51,066,000 | 51,983,000 |
| Interest-bearing deposits | 46,074,000 | 46,474,000 | 45,696,000 | 46,132,000 |
| Noninterest-bearing deposits | 5,897,000 | 5,652,000 | 5,370,000 | 5,851,000 |
| Equity capital | 4,749,000 | 4,650,000 | 4,702,000 | 4,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,445,000 | 2,167,000 | 2,881,000 |
| Interest expense | 103,000 | 202,000 | 302,000 | 403,000 |
| Net interest income | 627,000 | 1,243,000 | 1,865,000 | 2,478,000 |
| Noninterest income | 73,000 | 141,000 | 155,000 | 228,000 |
| Noninterest expense | 655,000 | 1,291,000 | 1,891,000 | 2,539,000 |
| Provision for loan losses | 125,000 | 278,000 | 278,000 | 278,000 |
| Pretax income | -80,000 | -185,000 | -149,000 | -92,000 |
| Income tax | -20,000 | -46,000 | -42,000 | -56,000 |
| Net income | -60,000 | -139,000 | -107,000 | -36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,740,000 | 4,661,000 | 4,693,000 | 4,764,000 |
| Total capital | 5,232,000 | 5,138,000 | 5,163,000 | 5,226,000 |
| Risk-weighted assets | 39,349,000 | 38,205,000 | 37,607,000 | 36,935,000 |