Call reports 2014
BANK OF IBERIA — 2014
What BANK OF IBERIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,838,000 | 56,140,000 | 56,401,000 | 56,721,000 |
| Total loans | 42,596,000 | 44,118,000 | 44,077,000 | 43,523,000 |
| Allowance for loan losses | 487,000 | 483,000 | 506,000 | 490,000 |
| Securities available for sale | 4,423,000 | 4,656,000 | 4,403,000 | 5,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,401,000 | 50,597,000 | 50,817,000 | 51,368,000 |
| Interest-bearing deposits | 45,105,000 | 45,272,000 | 45,323,000 | 45,829,000 |
| Noninterest-bearing deposits | 5,296,000 | 5,325,000 | 5,494,000 | 5,539,000 |
| Equity capital | 4,835,000 | 4,873,000 | 4,878,000 | 4,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,500,000 | 2,280,000 | 3,020,000 |
| Interest expense | 105,000 | 212,000 | 319,000 | 428,000 |
| Net interest income | 640,000 | 1,288,000 | 1,961,000 | 2,592,000 |
| Noninterest income | 76,000 | 151,000 | 230,000 | 306,000 |
| Noninterest expense | 629,000 | 1,246,000 | 1,922,000 | 2,617,000 |
| Provision for loan losses | 61,000 | 105,000 | 138,000 | 296,000 |
| Pretax income | 26,000 | 88,000 | 131,000 | -15,000 |
| Income tax | 1,000 | 15,000 | 23,000 | -49,000 |
| Net income | 25,000 | 73,000 | 108,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,871,000 | 4,891,000 | 4,896,000 | 4,800,000 |
| Total capital | 5,358,000 | 5,374,000 | 5,399,000 | 5,290,000 |
| Risk-weighted assets | 39,699,000 | 40,380,000 | 40,264,000 | 40,403,000 |