Call reports 2013
BANK OF IBERIA — 2013
What BANK OF IBERIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,670,000 | 56,689,000 | 56,770,000 | 55,559,000 |
| Total loans | 41,910,000 | 42,364,000 | 43,313,000 | 43,586,000 |
| Allowance for loan losses | 491,000 | 444,000 | 475,000 | 449,000 |
| Securities available for sale | 4,117,000 | 3,966,000 | 4,255,000 | 4,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,189,000 | 51,246,000 | 51,286,000 | 50,211,000 |
| Interest-bearing deposits | 46,726,000 | 46,446,000 | 46,209,000 | 45,437,000 |
| Noninterest-bearing deposits | 4,463,000 | 4,800,000 | 5,077,000 | 4,774,000 |
| Equity capital | 4,934,000 | 4,858,000 | 4,805,000 | 4,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,509,000 | 2,271,000 | 3,036,000 |
| Interest expense | 120,000 | 237,000 | 351,000 | 465,000 |
| Net interest income | 648,000 | 1,272,000 | 1,920,000 | 2,571,000 |
| Noninterest income | 65,000 | 102,000 | 179,000 | 219,000 |
| Noninterest expense | 604,000 | 1,174,000 | 1,820,000 | 2,435,000 |
| Provision for loan losses | 78,000 | 152,000 | 265,000 | 335,000 |
| Pretax income | 31,000 | 48,000 | 14,000 | 20,000 |
| Income tax | 3,000 | 11,000 | -2,000 | -5,000 |
| Net income | 28,000 | 37,000 | 16,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,915,000 | 4,888,000 | 4,867,000 | 4,875,000 |
| Total capital | 5,406,000 | 5,332,000 | 5,342,000 | 5,324,000 |
| Risk-weighted assets | 39,618,000 | 39,855,000 | 40,467,000 | 40,271,000 |