Call reports 2012
BANK OF IBERIA — 2012
What BANK OF IBERIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,341,000 | 57,304,000 | 57,029,000 | 56,617,000 |
| Total loans | 44,500,000 | 43,871,000 | 43,322,000 | 43,379,000 |
| Allowance for loan losses | 582,000 | 536,000 | 526,000 | 468,000 |
| Securities available for sale | 3,938,000 | 4,330,000 | 4,334,000 | 4,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,875,000 | 51,752,000 | 51,442,000 | 51,127,000 |
| Interest-bearing deposits | 47,267,000 | 47,380,000 | 47,277,000 | 46,660,000 |
| Noninterest-bearing deposits | 4,608,000 | 4,372,000 | 4,165,000 | 4,467,000 |
| Equity capital | 4,890,000 | 4,947,000 | 5,000,000 | 4,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,598,000 | 2,396,000 | 3,169,000 |
| Interest expense | 151,000 | 300,000 | 442,000 | 574,000 |
| Net interest income | 655,000 | 1,298,000 | 1,954,000 | 2,595,000 |
| Noninterest income | 84,000 | 173,000 | 270,000 | 369,000 |
| Noninterest expense | 564,000 | 1,145,000 | 1,739,000 | 2,341,000 |
| Provision for loan losses | 54,000 | 54,000 | 74,000 | 219,000 |
| Pretax income | 121,000 | 272,000 | 411,000 | 432,000 |
| Income tax | 39,000 | 87,000 | 127,000 | 123,000 |
| Net income | 82,000 | 185,000 | 284,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,871,000 | 4,916,000 | 4,964,000 | 4,938,000 |
| Total capital | 5,376,000 | 5,419,000 | 5,462,000 | 5,406,000 |
| Risk-weighted assets | 40,350,000 | 40,194,000 | 39,816,000 | 40,463,000 |