Call reports 2011
BANK OF IBERIA — 2011
What BANK OF IBERIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,831,000 | 56,267,000 | 57,128,000 | 57,374,000 |
| Total loans | 44,935,000 | 46,431,000 | 46,170,000 | 44,347,000 |
| Allowance for loan losses | 563,000 | 560,000 | 581,000 | 532,000 |
| Securities available for sale | 4,331,000 | 4,643,000 | 4,403,000 | 3,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,096,000 | 49,379,000 | 50,106,000 | 50,419,000 |
| Interest-bearing deposits | 45,327,000 | 45,397,000 | 45,658,000 | 46,119,000 |
| Noninterest-bearing deposits | 3,769,000 | 3,982,000 | 4,448,000 | 4,300,000 |
| Equity capital | 4,708,000 | 4,781,000 | 4,837,000 | 4,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,690,000 | 2,555,000 | 3,385,000 |
| Interest expense | 179,000 | 354,000 | 521,000 | 680,000 |
| Net interest income | 654,000 | 1,336,000 | 2,034,000 | 2,705,000 |
| Noninterest income | 89,000 | 167,000 | 236,000 | 305,000 |
| Noninterest expense | 585,000 | 1,172,000 | 1,733,000 | 2,339,000 |
| Provision for loan losses | 75,000 | 75,000 | 128,000 | 128,000 |
| Pretax income | 83,000 | 256,000 | 409,000 | 543,000 |
| Income tax | 23,000 | 79,000 | 127,000 | 166,000 |
| Net income | 60,000 | 177,000 | 282,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,688,000 | 4,753,000 | 4,801,000 | 4,839,000 |
| Total capital | 5,195,000 | 5,279,000 | 5,325,000 | 5,348,000 |
| Risk-weighted assets | 40,535,000 | 42,077,000 | 41,857,000 | 40,693,000 |