Call reports 2010
BANK OF IBERIA — 2010
What BANK OF IBERIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,089,000 | 53,950,000 | 54,114,000 | 54,629,000 |
| Total loans | 43,005,000 | 44,285,000 | 44,321,000 | 45,109,000 |
| Allowance for loan losses | 524,000 | 516,000 | 416,000 | 487,000 |
| Securities available for sale | 5,068,000 | 5,121,000 | 4,783,000 | 4,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,901,000 | 48,662,000 | 48,696,000 | 48,184,000 |
| Interest-bearing deposits | 44,618,000 | 44,641,000 | 44,345,000 | 44,283,000 |
| Noninterest-bearing deposits | 4,283,000 | 4,021,000 | 4,351,000 | 3,901,000 |
| Equity capital | 4,676,000 | 4,737,000 | 4,760,000 | 4,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,633,000 | 2,479,000 | 3,331,000 |
| Interest expense | 223,000 | 441,000 | 652,000 | 848,000 |
| Net interest income | 589,000 | 1,192,000 | 1,827,000 | 2,483,000 |
| Noninterest income | 77,000 | 179,000 | 274,000 | 368,000 |
| Noninterest expense | 538,000 | 1,071,000 | 1,583,000 | 2,240,000 |
| Provision for loan losses | 30,000 | 62,000 | 190,000 | 266,000 |
| Pretax income | 98,000 | 238,000 | 336,000 | 353,000 |
| Income tax | 30,000 | 74,000 | 117,000 | 112,000 |
| Net income | 68,000 | 164,000 | 219,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,658,000 | 4,711,000 | 4,722,000 | 4,693,000 |
| Total capital | 5,143,000 | 5,212,000 | 5,138,000 | 5,180,000 |
| Risk-weighted assets | 38,756,000 | 40,051,000 | 40,243,000 | 40,421,000 |