Call reports 2009
BANK OF IBERIA — 2009
What BANK OF IBERIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,427,000 | 53,960,000 | 53,694,000 | 53,653,000 |
| Total loans | 42,198,000 | 42,124,000 | 42,844,000 | 43,192,000 |
| Allowance for loan losses | 458,000 | 520,000 | 535,000 | 493,000 |
| Securities available for sale | 4,945,000 | 4,684,000 | 5,319,000 | 5,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,203,000 | 47,756,000 | 47,464,000 | 47,497,000 |
| Interest-bearing deposits | 42,897,000 | 43,860,000 | 43,068,000 | 42,915,000 |
| Noninterest-bearing deposits | 4,306,000 | 3,896,000 | 4,397,000 | 4,582,000 |
| Equity capital | 4,641,000 | 4,628,000 | 4,652,000 | 4,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,689,000 | 2,554,000 | 3,389,000 |
| Interest expense | 264,000 | 524,000 | 777,000 | 1,020,000 |
| Net interest income | 585,000 | 1,165,000 | 1,777,000 | 2,369,000 |
| Noninterest income | 85,000 | 173,000 | 258,000 | 339,000 |
| Noninterest expense | 495,000 | 956,000 | 1,498,000 | 2,075,000 |
| Provision for loan losses | 53,000 | 174,000 | 204,000 | 234,000 |
| Pretax income | 122,000 | 208,000 | 346,000 | 426,000 |
| Income tax | 41,000 | 67,000 | 120,000 | 140,000 |
| Net income | 81,000 | 141,000 | 226,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,604,000 | 4,620,000 | 4,633,000 | 4,648,000 |
| Total capital | 5,062,000 | 5,087,000 | 5,116,000 | 5,130,000 |
| Risk-weighted assets | 37,342,000 | 37,310,000 | 38,576,000 | 38,540,000 |