Call reports 2008
BANK OF IBERIA — 2008
What BANK OF IBERIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 53,195,000 | 52,671,000 | 52,770,000 | 52,607,000 |
| Total loans | 41,509,000 | 40,592,000 | 41,763,000 | 41,917,000 |
| Allowance for loan losses | 450,000 | 375,000 | 364,000 | 463,000 |
| Securities available for sale | 5,359,000 | 5,076,000 | 5,099,000 | 5,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,979,000 | 46,572,000 | 46,408,000 | 46,442,000 |
| Interest-bearing deposits | 42,774,000 | 42,541,000 | 42,378,000 | 41,891,000 |
| Noninterest-bearing deposits | 4,205,000 | 4,032,000 | 4,030,000 | 4,551,000 |
| Equity capital | 4,531,000 | 4,495,000 | 4,548,000 | 4,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,794,000 | 2,674,000 | 3,542,000 |
| Interest expense | 407,000 | 775,000 | 1,104,000 | 1,398,000 |
| Net interest income | 501,000 | 1,019,000 | 1,570,000 | 2,144,000 |
| Noninterest income | 86,000 | 171,000 | 258,000 | 347,000 |
| Noninterest expense | 460,000 | 968,000 | 1,478,000 | 1,958,000 |
| Provision for loan losses | 32,000 | 54,000 | 84,000 | 231,000 |
| Pretax income | 95,000 | 168,000 | 266,000 | 302,000 |
| Income tax | 31,000 | 53,000 | 84,000 | 86,000 |
| Net income | 64,000 | 115,000 | 182,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,479,000 | 4,501,000 | 4,540,000 | 4,551,000 |
| Total capital | 4,929,000 | 4,876,000 | 4,904,000 | 5,014,000 |
| Risk-weighted assets | 37,034,000 | 35,988,000 | 36,960,000 | 37,072,000 |