Call reports 2007
BANK OF IBERIA — 2007
What BANK OF IBERIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,487,000 | 51,350,000 | 52,469,000 | 52,422,000 |
| Total loans | 39,623,000 | 39,971,000 | 41,340,000 | 42,397,000 |
| Allowance for loan losses | 449,000 | 479,000 | 474,000 | 454,000 |
| Securities available for sale | 6,244,000 | 6,474,000 | 6,637,000 | 5,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,677,000 | 46,463,000 | 45,109,000 | 45,644,000 |
| Interest-bearing deposits | 42,073,000 | 42,047,000 | 41,130,000 | 41,641,000 |
| Noninterest-bearing deposits | 4,604,000 | 4,416,000 | 3,979,000 | 4,003,000 |
| Equity capital | 4,273,000 | 4,285,000 | 4,364,000 | 4,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,780,000 | 2,704,000 | 3,643,000 |
| Interest expense | 399,000 | 809,000 | 1,226,000 | 1,658,000 |
| Net interest income | 486,000 | 971,000 | 1,478,000 | 1,985,000 |
| Noninterest income | 94,000 | 197,000 | 303,000 | 425,000 |
| Noninterest expense | 549,000 | 1,073,000 | 1,582,000 | 2,032,000 |
| Provision for loan losses | 9,000 | 18,000 | 21,000 | 21,000 |
| Pretax income | 22,000 | 77,000 | 178,000 | 360,000 |
| Income tax | 1,000 | 9,000 | 38,000 | 103,000 |
| Net income | 21,000 | 68,000 | 140,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,289,000 | 4,314,000 | 4,356,000 | 4,445,000 |
| Total capital | 4,738,000 | 4,766,000 | 4,827,000 | 4,899,000 |
| Risk-weighted assets | 35,950,000 | 36,140,000 | 37,709,000 | 38,139,000 |