Call reports 2006
BANK OF IBERIA — 2006
What BANK OF IBERIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,957,000 | 51,541,000 | 51,662,000 | 51,549,000 |
| Total loans | 40,063,000 | 40,173,000 | 39,347,000 | 38,710,000 |
| Allowance for loan losses | 536,000 | 526,000 | 461,000 | 468,000 |
| Securities available for sale | 6,317,000 | 6,103,000 | 5,341,000 | 5,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,294,000 | 46,036,000 | 46,829,000 | 46,794,000 |
| Interest-bearing deposits | 41,695,000 | 41,179,000 | 42,297,000 | 42,288,000 |
| Noninterest-bearing deposits | 4,600,000 | 4,857,000 | 4,532,000 | 4,506,000 |
| Equity capital | 4,232,000 | 4,259,000 | 4,281,000 | 4,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,624,000 | 2,469,000 | 3,334,000 |
| Interest expense | 270,000 | 568,000 | 916,000 | 1,302,000 |
| Net interest income | 528,000 | 1,056,000 | 1,553,000 | 2,032,000 |
| Noninterest income | 85,000 | 192,000 | 302,000 | 397,000 |
| Noninterest expense | 472,000 | 984,000 | 1,513,000 | 2,049,000 |
| Provision for loan losses | 9,000 | 18,000 | 33,000 | 47,000 |
| Pretax income | 132,000 | 246,000 | 309,000 | 333,000 |
| Income tax | 41,000 | 69,000 | 85,000 | 84,000 |
| Net income | 91,000 | 177,000 | 224,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,269,000 | 4,309,000 | 4,308,000 | 4,290,000 |
| Total capital | 4,724,000 | 4,765,000 | 4,755,000 | 4,733,000 |
| Risk-weighted assets | 36,314,000 | 36,397,000 | 35,778,000 | 35,407,000 |