Call reports 2003
BANK OF IBERIA — 2003
What BANK OF IBERIA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 42,175,000 | 43,385,000 | 44,579,000 | 45,820,000 |
| Total loans | 28,259,000 | 28,918,000 | 31,496,000 | 32,752,000 |
| Allowance for loan losses | 255,000 | 262,000 | 269,000 | 270,000 |
| Securities available for sale | 5,494,000 | 7,728,000 | 7,109,000 | 6,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,646,000 | 39,816,000 | 40,980,000 | 42,243,000 |
| Interest-bearing deposits | 34,879,000 | 35,333,000 | 36,784,000 | 38,113,000 |
| Noninterest-bearing deposits | 3,767,000 | 4,484,000 | 4,196,000 | 4,130,000 |
| Equity capital | 3,147,000 | 3,179,000 | 3,208,000 | 3,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,258,000 | 1,918,000 | 2,583,000 |
| Interest expense | 249,000 | 496,000 | 735,000 | 967,000 |
| Net interest income | 379,000 | 762,000 | 1,183,000 | 1,616,000 |
| Noninterest income | 65,000 | 137,000 | 226,000 | 307,000 |
| Noninterest expense | 359,000 | 754,000 | 1,145,000 | 1,605,000 |
| Provision for loan losses | 18,000 | 40,000 | 64,000 | 88,000 |
| Pretax income | 77,000 | 115,000 | 210,000 | 240,000 |
| Income tax | 22,000 | 20,000 | 48,000 | 25,000 |
| Net income | 55,000 | 95,000 | 162,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,122,000 | 3,138,000 | 3,199,000 | 3,250,000 |
| Total capital | 3,377,000 | 3,400,000 | 3,468,000 | 3,520,000 |
| Risk-weighted assets | 25,743,000 | 27,209,000 | 29,015,000 | 30,014,000 |