Call reports 2002
BANK OF IBERIA — 2002
What BANK OF IBERIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,671,000 | 34,829,000 | 38,488,000 | 39,677,000 |
| Total loans | 21,515,000 | 23,102,000 | 26,067,000 | 28,082,000 |
| Allowance for loan losses | 218,000 | 220,000 | 233,000 | 254,000 |
| Securities available for sale | 5,527,000 | 6,610,000 | 5,868,000 | 6,347,000 |
| Securities held to maturity | 75,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,320,000 | 30,423,000 | 33,954,000 | 36,174,000 |
| Interest-bearing deposits | 25,731,000 | 27,280,000 | 30,559,000 | 32,444,000 |
| Noninterest-bearing deposits | 2,589,000 | 3,143,000 | 3,395,000 | 3,730,000 |
| Equity capital | 3,007,000 | 3,071,000 | 3,125,000 | 3,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,121,000 | 1,731,000 | 2,379,000 |
| Interest expense | 233,000 | 462,000 | 710,000 | 969,000 |
| Net interest income | 320,000 | 659,000 | 1,021,000 | 1,410,000 |
| Noninterest income | 52,000 | 110,000 | 182,000 | 252,000 |
| Noninterest expense | 287,000 | 634,000 | 978,000 | 1,386,000 |
| Provision for loan losses | 15,000 | 30,000 | 46,000 | 72,000 |
| Pretax income | 89,000 | 131,000 | 225,000 | 272,000 |
| Income tax | 26,000 | 27,000 | 54,000 | 62,000 |
| Net income | 63,000 | 104,000 | 171,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,016,000 | 3,033,000 | 3,075,000 | 3,090,000 |
| Total capital | 3,234,000 | 3,253,000 | 3,308,000 | 3,344,000 |
| Risk-weighted assets | 19,472,000 | 20,899,000 | 23,191,000 | 25,089,000 |