Call reports 2001
BANK OF IBERIA — 2001
What BANK OF IBERIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,866,000 | 28,635,000 | 29,094,000 | 29,686,000 |
| Total loans | 19,099,000 | 19,217,000 | 19,914,000 | 21,089,000 |
| Allowance for loan losses | 160,000 | 179,000 | 197,000 | 207,000 |
| Securities available for sale | 5,035,000 | 4,875,000 | 6,461,000 | 5,329,000 |
| Securities held to maturity | 149,000 | 99,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,320,000 | 24,820,000 | 25,139,000 | 25,330,000 |
| Interest-bearing deposits | 22,048,000 | 22,422,000 | 22,610,000 | 22,888,000 |
| Noninterest-bearing deposits | 2,272,000 | 2,398,000 | 2,529,000 | 2,442,000 |
| Equity capital | 2,424,000 | 2,449,000 | 2,532,000 | 3,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,113,000 | 1,686,000 | 2,244,000 |
| Interest expense | 273,000 | 544,000 | 816,000 | 1,062,000 |
| Net interest income | 286,000 | 569,000 | 870,000 | 1,182,000 |
| Noninterest income | 30,000 | 65,000 | 126,000 | 178,000 |
| Noninterest expense | 236,000 | 477,000 | 738,000 | 1,072,000 |
| Provision for loan losses | 16,000 | 52,000 | 67,000 | 82,000 |
| Pretax income | 64,000 | 106,000 | 191,000 | 255,000 |
| Income tax | 16,000 | 23,000 | 48,000 | 64,000 |
| Net income | 48,000 | 83,000 | 144,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,377,000 | 2,408,000 | 2,450,000 | 2,977,000 |
| Total capital | 2,537,000 | 2,587,000 | 2,647,000 | 3,184,000 |
| Risk-weighted assets | 16,823,000 | 16,888,000 | 17,377,000 | 18,247,000 |