Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 83,843,000 | 85,810,000 | 81,263,000 | 79,477,000 |
| Total loans | 27,302,000 | 28,705,000 | 29,533,000 | 28,443,000 |
| Allowance for loan losses | 571,000 | 581,000 | 582,000 | 585,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 46,581,000 | 45,447,000 | 45,931,000 | 45,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,155,000 | 79,054,000 | 74,481,000 | 72,786,000 |
| Interest-bearing deposits | 51,994,000 | 53,532,000 | 49,577,000 | 47,860,000 |
| Noninterest-bearing deposits | 25,161,000 | 25,522,000 | 24,904,000 | 24,926,000 |
| Equity capital | 6,593,000 | 6,652,000 | 6,662,000 | 6,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,707,000 | 2,558,000 | 3,392,000 |
| Interest expense | 180,000 | 345,000 | 502,000 | 652,000 |
| Net interest income | 663,000 | 1,362,000 | 2,056,000 | 2,740,000 |
| Noninterest income | 201,000 | 406,000 | 594,000 | 789,000 |
| Noninterest expense | 699,000 | 1,406,000 | 2,140,000 | 2,872,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 162,000 | 359,000 | 507,000 | 654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 359,000 | 507,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,593,000 | 6,652,000 | 6,662,000 | 6,671,000 |
| Total capital | 6,998,000 | 7,076,000 | 7,089,000 | 7,082,000 |
| Risk-weighted assets | 32,275,000 | 33,765,000 | 34,060,000 | 32,726,000 |