Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 87,513,000 | 87,711,000 | 83,775,000 | 80,843,000 |
| Total loans | 26,655,000 | 27,234,000 | 28,008,000 | 28,442,000 |
| Allowance for loan losses | 413,000 | 611,000 | 592,000 | 579,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 52,650,000 | 51,667,000 | 49,550,000 | 46,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,933,000 | 79,256,000 | 73,974,000 | 71,746,000 |
| Interest-bearing deposits | 51,938,000 | 53,150,000 | 49,161,000 | 47,284,000 |
| Noninterest-bearing deposits | 24,995,000 | 26,106,000 | 24,813,000 | 24,462,000 |
| Equity capital | 6,461,000 | 6,551,000 | 6,696,000 | 6,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 2,129,000 | 2,989,000 | 3,851,000 |
| Interest expense | 208,000 | 426,000 | 637,000 | 847,000 |
| Net interest income | 626,000 | 1,703,000 | 2,352,000 | 3,004,000 |
| Noninterest income | 231,000 | 459,000 | 668,000 | 879,000 |
| Noninterest expense | 671,000 | 1,371,000 | 2,084,000 | 2,819,000 |
| Provision for loan losses | 33,000 | 40,000 | 40,000 | 33,000 |
| Pretax income | 153,000 | 751,000 | 896,000 | 1,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | 751,000 | 896,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,461,000 | 6,551,000 | 6,696,000 | 6,569,000 |
| Total capital | 6,861,000 | 6,963,000 | 7,107,000 | 6,977,000 |
| Risk-weighted assets | 32,065,000 | 32,809,000 | 32,771,000 | 32,500,000 |