Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 90,135,000 | 86,109,000 | 89,980,000 | 87,235,000 |
| Total loans | 25,375,000 | 26,141,000 | 27,062,000 | 27,348,000 |
| Allowance for loan losses | 377,000 | 379,000 | 407,000 | 415,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 54,042,000 | 53,501,000 | 53,475,000 | 53,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,700,000 | 77,640,000 | 83,427,000 | 76,402,000 |
| Interest-bearing deposits | 54,203,000 | 51,416,000 | 56,462,000 | 51,310,000 |
| Noninterest-bearing deposits | 29,497,000 | 26,224,000 | 26,965,000 | 25,092,000 |
| Equity capital | 6,379,000 | 6,412,000 | 6,424,000 | 6,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,561,000 | 2,367,000 | 3,192,000 |
| Interest expense | 96,000 | 191,000 | 336,000 | 500,000 |
| Net interest income | 673,000 | 1,370,000 | 2,031,000 | 2,692,000 |
| Noninterest income | 191,000 | 389,000 | 614,000 | 807,000 |
| Noninterest expense | 676,000 | 1,392,000 | 2,089,000 | 2,766,000 |
| Provision for loan losses | 1,000 | 4,000 | 39,000 | 47,000 |
| Pretax income | 187,000 | 363,000 | 517,000 | 686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 363,000 | 517,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,379,000 | 6,412,000 | 6,424,000 | 6,450,000 |
| Total capital | 6,756,000 | 6,791,000 | 6,828,000 | 6,854,000 |
| Risk-weighted assets | 30,872,000 | 31,123,000 | 32,368,000 | 32,354,000 |