Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 89,243,000 | 90,449,000 | 94,191,000 | 87,826,000 |
| Total loans | 24,639,000 | 25,541,000 | 24,503,000 | 24,655,000 |
| Allowance for loan losses | 352,000 | 370,000 | 385,000 | 378,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 52,519,000 | 52,589,000 | 54,595,000 | 55,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,113,000 | 84,214,000 | 87,840,000 | 81,492,000 |
| Interest-bearing deposits | 55,078,000 | 57,367,000 | 60,124,000 | 53,492,000 |
| Noninterest-bearing deposits | 28,035,000 | 26,847,000 | 27,716,000 | 28,000,000 |
| Equity capital | 6,100,000 | 6,180,000 | 6,267,000 | 6,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,365,000 | 2,116,000 | 2,877,000 |
| Interest expense | 11,000 | 21,000 | 39,000 | 73,000 |
| Net interest income | 650,000 | 1,344,000 | 2,077,000 | 2,804,000 |
| Noninterest income | 186,000 | 383,000 | 559,000 | 731,000 |
| Noninterest expense | 620,000 | 1,281,000 | 1,953,000 | 2,620,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 45,000 |
| Pretax income | 211,000 | 426,000 | 648,000 | 870,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 426,000 | 648,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,100,000 | 6,180,000 | 6,267,000 | 6,334,000 |
| Total capital | 6,452,000 | 6,550,000 | 6,650,000 | 6,712,000 |
| Risk-weighted assets | 29,966,000 | 30,676,000 | 30,640,000 | 30,264,000 |