Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 81,463,000 | 84,614,000 | 83,801,000 | 82,523,000 |
| Total loans | 25,445,000 | 23,634,000 | 23,323,000 | 23,850,000 |
| Allowance for loan losses | 410,000 | 458,000 | 519,000 | 351,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,245,000 | 47,860,000 | 50,326,000 | 48,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,507,000 | 78,514,000 | 77,607,000 | 76,484,000 |
| Interest-bearing deposits | 51,222,000 | 54,529,000 | 52,360,000 | 50,057,000 |
| Noninterest-bearing deposits | 24,285,000 | 23,985,000 | 25,247,000 | 26,427,000 |
| Equity capital | 5,757,000 | 5,858,000 | 5,976,000 | 6,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,384,000 | 2,172,000 | 2,894,000 |
| Interest expense | 10,000 | 21,000 | 32,000 | 42,000 |
| Net interest income | 639,000 | 1,363,000 | 2,140,000 | 2,852,000 |
| Noninterest income | 164,000 | 353,000 | 529,000 | 688,000 |
| Noninterest expense | 567,000 | 1,206,000 | 1,841,000 | 2,509,000 |
| Provision for loan losses | 46,000 | 99,000 | 159,000 | 164,000 |
| Pretax income | 190,000 | 411,000 | 669,000 | 867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 411,000 | 669,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,757,000 | 5,858,000 | 5,976,000 | 6,029,000 |
| Total capital | 6,110,000 | 6,192,000 | 6,314,000 | 6,380,000 |
| Risk-weighted assets | 28,235,000 | 26,662,000 | 26,932,000 | 28,909,000 |