Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 74,637,000 | 79,455,000 | 73,556,000 | 73,443,000 |
| Total loans | 24,219,000 | 25,547,000 | 26,508,000 | 25,713,000 |
| Allowance for loan losses | 414,000 | 379,000 | 398,000 | 365,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,116,000 | 40,725,000 | 34,637,000 | 35,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,566,000 | 73,713,000 | 67,777,000 | 67,721,000 |
| Interest-bearing deposits | 47,091,000 | 49,123,000 | 45,986,000 | 45,627,000 |
| Noninterest-bearing deposits | 22,475,000 | 24,590,000 | 21,791,000 | 22,094,000 |
| Equity capital | 5,039,000 | 5,631,000 | 5,645,000 | 5,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,428,000 | 2,033,000 | 2,632,000 |
| Interest expense | 18,000 | 33,000 | 44,000 | 55,000 |
| Net interest income | 696,000 | 1,395,000 | 1,989,000 | 2,577,000 |
| Noninterest income | 158,000 | 304,000 | 452,000 | 597,000 |
| Noninterest expense | 589,000 | 1,187,000 | 1,782,000 | 2,338,000 |
| Provision for loan losses | 60,000 | 120,000 | 138,000 | 163,000 |
| Pretax income | 205,000 | 392,000 | 521,000 | 673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 392,000 | 521,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,039,000 | 5,631,000 | 5,645,000 | 5,687,000 |
| Total capital | 5,405,000 | 5,988,000 | 6,006,000 | 6,042,000 |
| Risk-weighted assets | 29,258,000 | 28,601,000 | 28,894,000 | 28,451,000 |