Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 73,872,000 | 74,019,000 | 68,741,000 | 68,925,000 |
| Total loans | 22,877,000 | 23,585,000 | 23,463,000 | 23,992,000 |
| Allowance for loan losses | 341,000 | 355,000 | 308,000 | 357,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,762,000 | 35,793,000 | 33,667,000 | 32,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,195,000 | 69,184,000 | 63,771,000 | 63,955,000 |
| Interest-bearing deposits | 46,172,000 | 44,890,000 | 41,729,000 | 41,227,000 |
| Noninterest-bearing deposits | 23,023,000 | 24,294,000 | 22,042,000 | 22,728,000 |
| Equity capital | 4,648,000 | 4,786,000 | 4,892,000 | 4,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,393,000 | 2,119,000 | 2,827,000 |
| Interest expense | 16,000 | 32,000 | 50,000 | 65,000 |
| Net interest income | 668,000 | 1,361,000 | 2,069,000 | 2,762,000 |
| Noninterest income | 201,000 | 421,000 | 604,000 | 762,000 |
| Noninterest expense | 545,000 | 1,120,000 | 1,703,000 | 2,276,000 |
| Provision for loan losses | 89,000 | 160,000 | 233,000 | 305,000 |
| Pretax income | 235,000 | 502,000 | 737,000 | 943,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | 502,000 | 737,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,648,000 | 4,786,000 | 4,892,000 | 4,969,000 |
| Total capital | 4,989,000 | 5,141,000 | 5,200,000 | 5,323,000 |
| Risk-weighted assets | 28,803,000 | 28,844,000 | 28,317,000 | 28,318,000 |