Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 68,091,000 | 68,142,000 | 68,760,000 | 70,966,000 |
| Total loans | 22,522,000 | 23,635,000 | 23,972,000 | 23,078,000 |
| Allowance for loan losses | 346,000 | 362,000 | 366,000 | 371,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,076,000 | 30,801,000 | 31,181,000 | 33,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,805,000 | 63,732,000 | 64,250,000 | 66,423,000 |
| Interest-bearing deposits | 41,635,000 | 41,963,000 | 42,101,000 | 41,620,000 |
| Noninterest-bearing deposits | 22,170,000 | 21,769,000 | 22,149,000 | 24,803,000 |
| Equity capital | 4,259,000 | 4,361,000 | 4,433,000 | 4,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,220,000 | 1,863,000 | 2,522,000 |
| Interest expense | 10,000 | 20,000 | 33,000 | 46,000 |
| Net interest income | 586,000 | 1,200,000 | 1,830,000 | 2,476,000 |
| Noninterest income | 181,000 | 386,000 | 546,000 | 709,000 |
| Noninterest expense | 536,000 | 1,111,000 | 1,670,000 | 2,223,000 |
| Provision for loan losses | 24,000 | 46,000 | 85,000 | 112,000 |
| Pretax income | 207,000 | 429,000 | 621,000 | 850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 429,000 | 621,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,259,000 | 4,361,000 | 4,433,000 | 4,542,000 |
| Total capital | 4,605,000 | 4,723,000 | 4,799,000 | 4,900,000 |
| Risk-weighted assets | 28,350,000 | 29,340,000 | 29,606,000 | 28,699,000 |