Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 56,491,000 | 57,053,000 | 59,885,000 | 60,836,000 |
| Total loans | 23,061,000 | 21,957,000 | 21,895,000 | 22,256,000 |
| Allowance for loan losses | 340,000 | 324,000 | 332,000 | 350,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,373,000 | 11,715,000 | 21,107,000 | 24,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,390,000 | 52,916,000 | 55,700,000 | 56,663,000 |
| Interest-bearing deposits | 34,615,000 | 35,124,000 | 37,352,000 | 37,180,000 |
| Noninterest-bearing deposits | 17,775,000 | 17,792,000 | 18,348,000 | 19,483,000 |
| Equity capital | 4,084,000 | 4,101,000 | 4,128,000 | 4,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,020,000 | 1,558,000 | 2,123,000 |
| Interest expense | 8,000 | 17,000 | 26,000 | 36,000 |
| Net interest income | 501,000 | 1,003,000 | 1,532,000 | 2,087,000 |
| Noninterest income | 145,000 | 315,000 | 460,000 | 650,000 |
| Noninterest expense | 522,000 | 1,062,000 | 1,597,000 | 2,149,000 |
| Provision for loan losses | 5,000 | 10,000 | 17,000 | 61,000 |
| Pretax income | 119,000 | 246,000 | 378,000 | 527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 246,000 | 378,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,084,000 | 4,101,000 | 4,128,000 | 4,172,000 |
| Total capital | 4,410,000 | 4,425,000 | 4,456,000 | 4,508,000 |
| Risk-weighted assets | 26,066,000 | 25,940,000 | 26,297,000 | 26,901,000 |