Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,605,000 | 51,029,000 | 50,940,000 | 54,394,000 |
| Total loans | 25,257,000 | 25,928,000 | 25,487,000 | 23,785,000 |
| Allowance for loan losses | 316,000 | 335,000 | 345,000 | 343,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,221,000 | 8,284,000 | 8,331,000 | 7,445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,568,000 | 46,953,000 | 46,822,000 | 50,323,000 |
| Interest-bearing deposits | 31,080,000 | 31,281,000 | 30,929,000 | 32,536,000 |
| Noninterest-bearing deposits | 17,488,000 | 15,672,000 | 15,893,000 | 17,787,000 |
| Equity capital | 4,013,000 | 4,033,000 | 4,053,000 | 4,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,064,000 | 1,608,000 | 2,127,000 |
| Interest expense | 8,000 | 16,000 | 25,000 | 33,000 |
| Net interest income | 521,000 | 1,048,000 | 1,583,000 | 2,094,000 |
| Noninterest income | 156,000 | 316,000 | 468,000 | 615,000 |
| Noninterest expense | 489,000 | 1,008,000 | 1,535,000 | 2,046,000 |
| Provision for loan losses | 32,000 | 45,000 | 65,000 | 75,000 |
| Pretax income | 156,000 | 311,000 | 451,000 | 588,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 311,000 | 451,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,013,000 | 4,033,000 | 4,053,000 | 4,070,000 |
| Total capital | 4,329,000 | 4,368,000 | 4,398,000 | 4,407,000 |
| Risk-weighted assets | 27,668,000 | 27,928,000 | 27,863,000 | 26,979,000 |