Call reports 2014
COMMUNITY STATE BANK — 2014
What COMMUNITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 48,292,000 | 51,880,000 | 53,658,000 | 52,039,000 |
| Total loans | 22,840,000 | 23,069,000 | 22,717,000 | 23,511,000 |
| Allowance for loan losses | 316,000 | 330,000 | 324,000 | 339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,638,000 | 2,379,000 | 3,513,000 | 6,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,939,000 | 48,090,000 | 49,828,000 | 48,250,000 |
| Interest-bearing deposits | 27,653,000 | 28,391,000 | 29,110,000 | 28,996,000 |
| Noninterest-bearing deposits | 17,286,000 | 19,699,000 | 20,718,000 | 19,254,000 |
| Equity capital | 3,329,000 | 3,746,000 | 3,764,000 | 3,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 935,000 | 1,414,000 | 1,893,000 |
| Interest expense | 11,000 | 21,000 | 32,000 | 41,000 |
| Net interest income | 452,000 | 914,000 | 1,382,000 | 1,852,000 |
| Noninterest income | 151,000 | 305,000 | 453,000 | 589,000 |
| Noninterest expense | 461,000 | 945,000 | 1,453,000 | 1,945,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 127,000 | 244,000 | 337,000 | 436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 244,000 | 337,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,329,000 | 3,746,000 | 3,764,000 | 3,788,000 |
| Total capital | 3,645,000 | 4,076,000 | 4,088,000 | 4,127,000 |
| Risk-weighted assets | 26,387,000 | 28,603,000 | 27,251,000 | 27,157,000 |