Call reports 2013
COMMUNITY STATE BANK — 2013
What COMMUNITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,711,000 | 41,307,000 | 43,125,000 | 43,448,000 |
| Total loans | 21,784,000 | 21,630,000 | 21,794,000 | 22,912,000 |
| Allowance for loan losses | 313,000 | 325,000 | 326,000 | 315,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 662,000 | 961,000 | 1,379,000 | 1,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,550,000 | 38,068,000 | 39,850,000 | 40,194,000 |
| Interest-bearing deposits | 24,784,000 | 24,370,000 | 25,027,000 | 25,598,000 |
| Noninterest-bearing deposits | 14,766,000 | 13,698,000 | 14,823,000 | 14,596,000 |
| Equity capital | 3,156,000 | 3,237,000 | 3,243,000 | 3,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 885,000 | 1,331,000 | 1,783,000 |
| Interest expense | 16,000 | 31,000 | 46,000 | 60,000 |
| Net interest income | 426,000 | 854,000 | 1,285,000 | 1,723,000 |
| Noninterest income | 147,000 | 310,000 | 459,000 | 600,000 |
| Noninterest expense | 462,000 | 942,000 | 1,461,000 | 1,976,000 |
| Provision for loan losses | 25,000 | 55,000 | 55,000 | 55,000 |
| Pretax income | 86,000 | 167,000 | 228,000 | 292,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 167,000 | 228,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,156,000 | 3,237,000 | 3,243,000 | 3,252,000 |
| Total capital | 3,469,000 | 3,562,000 | 3,562,000 | 3,567,000 |
| Risk-weighted assets | 25,270,000 | 26,595,000 | 25,511,000 | 26,606,000 |