Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,226,000 | 39,333,000 | 40,029,000 | 39,324,000 |
| Total loans | 27,006,000 | 25,601,000 | 24,956,000 | 24,685,000 |
| Allowance for loan losses | 400,000 | 333,000 | 327,000 | 344,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 162,000 | 162,000 | 161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,018,000 | 36,103,000 | 36,773,000 | 36,077,000 |
| Interest-bearing deposits | 24,221,000 | 24,831,000 | 25,378,000 | 24,938,000 |
| Noninterest-bearing deposits | 9,797,000 | 11,272,000 | 11,395,000 | 11,139,000 |
| Equity capital | 3,178,000 | 3,198,000 | 3,213,000 | 3,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,058,000 | 1,570,000 | 2,075,000 |
| Interest expense | 46,000 | 86,000 | 120,000 | 150,000 |
| Net interest income | 490,000 | 972,000 | 1,450,000 | 1,925,000 |
| Noninterest income | 211,000 | 406,000 | 591,000 | 765,000 |
| Noninterest expense | 505,000 | 1,012,000 | 1,525,000 | 2,036,000 |
| Provision for loan losses | 70,000 | 200,000 | 245,000 | 260,000 |
| Pretax income | 126,000 | 166,000 | 271,000 | 394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 166,000 | 271,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,087,000 | 3,107,000 | 3,122,000 | 3,241,000 |
| Total capital | 3,435,000 | 3,440,000 | 3,449,000 | 3,568,000 |
| Risk-weighted assets | 27,825,000 | 26,869,000 | 26,312,000 | 26,174,000 |