Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,743,000 | 22,109,000 | 23,204,000 | 23,079,000 |
| Total loans | 18,164,000 | 19,025,000 | 18,195,000 | 17,983,000 |
| Allowance for loan losses | 257,000 | 259,000 | 347,000 | 316,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 852,000 | 702,000 | 842,000 | 724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,127,000 | 20,490,000 | 21,456,000 | 21,098,000 |
| Interest-bearing deposits | 15,348,000 | 16,551,000 | 17,910,000 | 17,651,000 |
| Noninterest-bearing deposits | 4,779,000 | 3,939,000 | 3,547,000 | 3,447,000 |
| Equity capital | 1,523,000 | 1,548,000 | 1,656,000 | 1,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 956,000 | 1,458,000 | 1,960,000 |
| Interest expense | 190,000 | 389,000 | 597,000 | 779,000 |
| Net interest income | 277,000 | 567,000 | 861,000 | 1,181,000 |
| Noninterest income | 75,000 | 175,000 | 245,000 | 312,000 |
| Noninterest expense | 213,000 | 419,000 | 642,000 | 868,000 |
| Provision for loan losses | 36,000 | 94,000 | 254,000 | 304,000 |
| Pretax income | 103,000 | 229,000 | 210,000 | 321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | 229,000 | 210,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,523,000 | 1,548,000 | 1,656,000 | 1,922,000 |
| Total capital | 1,755,000 | 1,788,000 | 1,889,000 | 2,153,000 |
| Risk-weighted assets | 18,505,000 | 19,214,000 | 18,613,000 | 18,418,000 |