Call reports 2026
SSB COMMUNITY BANK — 2026
What SSB COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 289,174,000 | 296,788,000 |
| Total loans | 253,819,000 | 261,275,000 |
| Allowance for loan losses | 2,342,000 | 2,343,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 259,235,000 | 262,276,000 |
| Interest-bearing deposits | 237,560,000 | 238,171,000 |
| Noninterest-bearing deposits | 21,675,000 | 24,105,000 |
| Equity capital | 20,600,000 | 21,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,741,000 | 9,704,000 |
| Interest expense | 1,794,000 | 3,651,000 |
| Net interest income | 2,947,000 | 6,053,000 |
| Noninterest income | 183,000 | 423,000 |
| Noninterest expense | 1,735,000 | 3,574,000 |
| Provision for loan losses | 9,000 | 10,000 |
| Pretax income | 1,370,000 | 2,877,000 |
| Income tax | 288,000 | 605,000 |
| Net income | 1,082,000 | 2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,600,000 | 21,597,000 |
| Total capital | 23,052,000 | 24,049,000 |
| Risk-weighted assets | 215,764,000 | 225,510,000 |