Call reports 2025
SSB COMMUNITY BANK — 2025
What SSB COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 266,202,000 | 276,627,000 | 283,863,000 | 282,545,000 |
| Total loans | 230,829,000 | 241,075,000 | 247,453,000 | 249,832,000 |
| Allowance for loan losses | 1,966,000 | 2,076,000 | 2,241,000 | 2,333,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,380,000 | 247,243,000 | 252,965,000 | 260,060,000 |
| Interest-bearing deposits | 223,121,000 | 228,561,000 | 233,242,000 | 240,518,000 |
| Noninterest-bearing deposits | 16,259,000 | 18,682,000 | 19,723,000 | 19,542,000 |
| Equity capital | 19,193,000 | 20,016,000 | 20,297,000 | 20,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,147,000 | 9,016,000 | 13,726,000 | 18,570,000 |
| Interest expense | 1,876,000 | 3,750,000 | 5,636,000 | 7,490,000 |
| Net interest income | 2,271,000 | 5,266,000 | 8,090,000 | 11,080,000 |
| Noninterest income | 174,000 | 366,000 | 619,000 | 878,000 |
| Noninterest expense | 1,542,000 | 3,150,000 | 4,801,000 | 6,694,000 |
| Provision for loan losses | 145,000 | 247,000 | 412,000 | 504,000 |
| Pretax income | 788,000 | 2,257,000 | 3,504,000 | 4,785,000 |
| Income tax | 166,000 | 472,000 | 738,000 | 1,014,000 |
| Net income | 622,000 | 1,785,000 | 2,766,000 | 3,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,193,000 | 20,016,000 | 20,297,000 | 20,402,000 |
| Total capital | 21,248,000 | 22,189,000 | 22,649,000 | 22,829,000 |
| Risk-weighted assets | 200,499,000 | 206,824,000 | 209,389,000 | 211,530,000 |