Call reports 2024
SSB COMMUNITY BANK — 2024
What SSB COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 235,297,000 | 249,467,000 | 263,557,000 | 262,160,000 |
| Total loans | 205,234,000 | 213,154,000 | 219,088,000 | 224,935,000 |
| Allowance for loan losses | 1,742,000 | 1,831,000 | 1,786,000 | 1,822,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,131,000 | 230,004,000 | 244,043,000 | 241,928,000 |
| Interest-bearing deposits | 196,478,000 | 212,078,000 | 221,472,000 | 223,215,000 |
| Noninterest-bearing deposits | 15,653,000 | 17,926,000 | 22,571,000 | 18,713,000 |
| Equity capital | 17,045,000 | 17,381,000 | 18,290,000 | 18,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,522,000 | 7,342,000 | 11,312,000 | 15,500,000 |
| Interest expense | 1,648,000 | 3,431,000 | 5,382,000 | 7,312,000 |
| Net interest income | 1,874,000 | 3,911,000 | 5,930,000 | 8,188,000 |
| Noninterest income | 176,000 | 339,000 | 553,000 | 787,000 |
| Noninterest expense | 1,306,000 | 2,631,000 | 4,074,000 | 5,562,000 |
| Provision for loan losses | 85,000 | 175,000 | 395,000 | 426,000 |
| Pretax income | 659,000 | 1,444,000 | 2,014,000 | 2,868,000 |
| Income tax | 96,000 | 225,000 | 346,000 | 526,000 |
| Net income | 563,000 | 1,219,000 | 1,668,000 | 2,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,006,000 | 17,245,000 | 18,151,000 | 18,763,000 |
| Total capital | 18,748,000 | 19,076,000 | 19,937,000 | 20,703,000 |
| Risk-weighted assets | 177,139,000 | 182,453,000 | 190,518,000 | 196,463,000 |