Call reports 2023
SSB COMMUNITY BANK — 2023
What SSB COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 202,242,000 | 205,147,000 | 217,282,000 | 231,296,000 |
| Total loans | 172,294,000 | 175,773,000 | 188,205,000 | 200,277,000 |
| Allowance for loan losses | 1,440,000 | 1,515,000 | 1,590,000 | 1,651,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,526,000 | 188,234,000 | 200,383,000 | 198,038,000 |
| Interest-bearing deposits | 163,760,000 | 172,103,000 | 183,162,000 | 181,750,000 |
| Noninterest-bearing deposits | 14,766,000 | 16,131,000 | 17,221,000 | 16,288,000 |
| Equity capital | 15,370,000 | 15,816,000 | 16,044,000 | 16,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,548,000 | 5,310,000 | 8,379,000 | 11,673,000 |
| Interest expense | 697,000 | 1,595,000 | 2,834,000 | 4,268,000 |
| Net interest income | 1,851,000 | 3,715,000 | 5,545,000 | 7,405,000 |
| Noninterest income | 180,000 | 456,000 | 626,000 | 817,000 |
| Noninterest expense | 1,284,000 | 2,598,000 | 3,904,000 | 5,174,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 672,000 | 1,423,000 | 2,042,000 | 2,748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 672,000 | 1,423,000 | 2,042,000 | 2,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,370,000 | 15,816,000 | 16,044,000 | 16,050,000 |
| Total capital | 16,810,000 | 17,331,000 | 17,634,000 | 17,702,000 |
| Risk-weighted assets | 152,866,000 | 157,231,000 | 167,225,000 | 175,171,000 |